One thing about NEWSTART is it doesn't cost you anymore than what you are spending right now, probably might end up saving you money, lots of it actually.The next idea would be to draw an honest picture of your current finances so you know exactly where you stand and what you can honestly afford. Let's face it, your financial situation has changed

The Challenge of Climate Change:The challenge of climate change is a pressing issue that cities around the world are confronting with increasing urgency. As global temperatures rise, urban areas are often the first to experience the adverse effects. The concentration of buildings, vehicles, and industries in cities contributes to higher levels of g

The first thing that can be done might be to change the typical greeting. Regular greeting goes something like this: "Good morning, may I help you?" Rule number 1, stop asking no questions unless they mean yes! I'm going to encourage a person to begin immediately training your employees to ask the following question. This query or greeting should b